114 properties for sale in Spencer city, Clay County Iowa

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

First time for sale to the public! 3rd-generation owner! 4+ bedroom with a triple car garage on 3/4 of an acre. This adorable farmhouse greets you with a well-maintained exterior featuring an open front porch and vinyl siding. The rear of the house has an enclosed porch that has the laundry on the main & can be used as a mudroom. The main floor has been remodeled with updated flooring, newer windows, an Onyx shower system, and wood cabinets in the eat-in kitchen. This can be all-on-one-level living as the main floor has a bedroom as well. The upstairs has 3 bedrooms and one extra non-conforming bedroom or office or 2nd living area or 2nd bathroom option. Freshly painted throughout & professionally cleaned. The HVAC, water heater, and electrical panel were new in 2024. The triple car garage and ample off-street parking are hard to find in town, along with space to have a good garden. This home is ready for you!

New Construction Two-bedroom, two-bath townhome located near YMCA & Country Club. Quality finishes include maple cabinets & vanities, quartz countertops, a ceramic tile back splash and stainless-steel appliances for the kitchen area will be added soon and are included in the price, 9-ft ceilings, Pella windows, 9ft x 15ft covered porch easily converted to 4 season room for den, double attached lined & insulated heated garage, & lawn irrigation system. Five-year tax abatement

Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you

1900 4th Ave SW, Unit 103 | Spencer, IA Move in, relax, and enjoy maintenance-free living! This inviting 1 bedroom, 1 bathroom condo in a desirable 55+ community offers comfortable main-floor living with an open-concept kitchen, dining, and living area. Step right outside to your walkout patio, a great spot to enjoy your morning coffee or unwind at the end of the day. Unit 103 is move-in ready, making it easy to settle in and start enjoying everything this community has to offer. Residents have access to a main-floor laundry room and storage room, plus the convenience of underground parking and indoor mailboxes. One of the best features is the abundance of shared spaces designed for gathering and entertaining. Enjoy a welcoming commons area with a full kitchen, library, plenty of tables and seating for get-togethers, plus a separate recreation room with a pool table and additional hangout space. Have family or friends coming to visit? A fully furnished guest suite is available for over

Welcome to this modern, move-in ready ranch home offering updates and classic comfort in an ideal location! Beautifully refreshed interior with light filled spaces and a functional floor plan including main floor laundry. Enjoy a spacious fenced in yard with deck, patio, firepit and shed. Don't miss this must see, move-in ready home with unmatched outdoor space!

This cozy 2 bedroom home is looking for its next owner to make it feel like home again. The interior is a blank slate for you to live out your interior designer dream. Call and schedule your showing today!

Perfect for first-time buyers or investors, this 3 bed, 2 bath ranch offers true worry-free living! Remodeled in 2015, the home features upgrades so you can move right in. You

2-bedroom, 1-bathroom single-story home in a central Spencer location. Close to Spencer Community Schools, with convenient access to Spencer Middle School, Spencer High School, downtown, shopping, and everyday services. Residential street with a garage and a usable lot

Is the Low Maintenance Lifestyle Calling? Tucked away on a peaceful cul-de-sac is an open concept living 2-bedroom, 2-bathroom condo ready for a new owner. This one owner unit offers a serene setting in a low-traffic area. All appliances included with the sale. Don't miss out on this hidden GEM!

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout creates a warm & inclusive atmosphere, perfect for entertaining friends & family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking & storage. Don't miss the opportunity to make this house your dream home. Schedule a showi

Is the Low Maintenance Lifestyle Calling? Tucked away on a peaceful cul-de-sac is an open concept living 2-bedroom, 2-bathroom condo ready for a new owner. This one owner unit offers a serene setting in a low-traffic area. All appliances included with the sale. Don

The mailman called and your new address is 1220 N Grand Ave! Located on a corner lot this 2 bedroom, 1 and a half bath Cape Cod home is situated just steps from the Spencer Hospital and close to parks, Fairview school and several churches. It offers a clean and bright interior full of this home

Beautifully situated on a generous corner lot surrounded by mature landscaping, this expansive residence offers an exceptional blend of elegance, comfort, and remarkable versatility across three impeccably finished levels. Inside, an impressive 5-bedroom layout is complemented by 2 additional spacious bonus areas, providing endless possibilities for guests, hobbies, recreation, or a home gym. A dedicated formal office creates an ideal private workspace, while the formal dining room and sophisticated butler pantry add an elevated touch for effortless entertaining. The heart of the home offers multiple gathering spaces, including 2 living rooms and a separate eat-in kitchen designed for both everyday living and memorable occasions. A beautiful 4-season room invites you to slow down, relax, and enjoy the beauty of the surrounding property throughout the year. With 5 bathrooms, space is never compromised, and the 3+ car garage with secondary access provides exceptional convenience for vehi

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space u0026 kitchen. The open layout creates a warm u0026 inclusive atmosphere, perfect for entertaining friends u0026 family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking u0026 storage. Don

New Construction Two-bedroom, two bath townhome located near the YMCA u0026 the Spencer Golf u0026 Country Club. Quality finishes throughout include 9 ft ceilings, Pella windows, solid wood doors u0026 trim, maple cabinets, quartz counter tops, Stainless Steel kitchen appliances u0026 custom porcelain tile backsplash, 9ft X 15 ft covered porch, double attached lined, insulated, and heated garage, lawn irrigation system. Five-year partial tax abatement

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space u0026 kitchen. The open layout creates a warm u0026 inclusive atmosphere, perfect for entertaining friends u0026 family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking u0026 storage. Don

Spacious 4-bedroom, 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential, this home features generous room sizes, abundant living space, and plenty of opportunity to make it your own. Step outside to enjoy the huge fenced backyard-perfect for pets, play, gardening, or entertaining-complete with a large storage shed for all your outdoor needs. Conveniently located near downtown, schools, parks, and shopping, this property combines historic charm, outdoor space, and a great location. Don

This cozy 2 bedroom home is looking for its next owner to make it feel like home again. The interior is a blank slate for you to live out your interior designer dream. Call and schedule your showing today!

Opportunity awaits at 308 E 10th Street! This 3-bedroom, 1-bath home offers plenty of space with a comfortable floor plan and lots of natural light. The main level features spacious living and dining areas, an efficient kitchen with ample cabinetry, a full bath, and a convenient main-floor bedroom. Upstairs, youâll find two additional bedrooms, including a generously sized room with built-in storage. Enjoy the enclosed front porch, rear deck, nice-sized backyard, and detached garage for parking and additional storage. This home offers a great opportunity for a buyer looking to add their own personal touches. Home is being sold as is

Golf course views and main floor living at Country Club View Condominiums in Spencer, Iowa. Sellers are flexible on financing and are open to carrying a second mortgage for a qualified buyer, subject to mutually agreeable terms. Ask for details. This non-age-restricted condo offers 2,256 square feet, including the full basement, with views of the 6th hole and 7th tee. The main floor has two bedrooms, a private full bath, a hallway 3/4 bath, and an opened-up kitchen with appliances included. The partially finished basement offers a long media or game room with a wet bar, one nonconforming bedroom, space for another room, and a washer and dryer. The four-unit HOA is $250 per month and includes mowing and snow removal. An oversized detached two-car garage and a new driveway add convenience. Recent improvements include kitchen updates and a stainless double-oven range in 2025, a new back stoop in 2025, a primary bath shower conversion in February 2026, main floor carpet in July 2026, and n

Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other in town

Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the street from the beautiful Little Sioux River. Enjoy a tranquil life at home without leaving the amenities of in-town living

Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other in town