270 houses for sale in Oneonta city, Otsego County New York

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

Circa 1850! This charming Oneonta farmhouse is calling your name! Yes, it needs some TLC, but with all of its original character and wonderful features, the effort will be well worth it. The roomy first floor offers a large living room with a wood-burning fireplace, dining room, eat-in kitchen, laundry area, bedroom, and full bath. Upstairs, you'll find two additional bedrooms and another full bath. One of the upstairs bedrooms is especially spacious, with plenty of room for a cozy reading nook (there is a window seat, too), sitting area, or whatever your imagination dreams up. Hardwood floors can be found throughout much of the home, adding warmth and timeless farmhouse appeal. The property also features a newer metal roof and new water lines installed in 2026. The attached two-car garage provides convenient parking and storage, though it does need a new roof. Outside, there's great yard space with plenty of room to garden, play, entertain, or simply enjoy the peaceful surroundings. B

Charming West End home checks so many boxes! Five bedroom, two bath is move-in ready inside and out! Meticulously cared for flower gardens, deck, balcony, and patio with gas fire pit show homeowner pride and care! Handsome enclosed front porch provides instant appeal, and sets the standard as you enter the home to gleaming hardwood, natural chestnut woodwork, double living room, and classic gas fireplace! Spacious eat-in kitchen, first floor bedrooms, and a stylish first floor full bath with walk-through style tub feature provides you plenty of options! Upstairs there are three bedrooms, full bath, and convenient mid-hall laundry. Open the door at the top of the second floor hallway to cozy walk-out balcony overlooking deck, patio, and spacious backyard! What a spot to sip on your morning coffee and watch the sunrise! Expansive finished family room in basement features full ceramic tile throughout, ship-lap walls and ceiling, plus a gently used full sized sauna room! Sellers have upgra

Price Improvement of $15,100 Nestled on a quiet street in the heart of Oneonta, 9 Kearney Street is a classic 1930s two-story residence that whispers of potential and simple city living. This single-family home features a stone foundation and vinyl exterior, standing as a sturdy testament to time. Whether you are looking for a savvy investment or a place to plant your own roots, this property offers a canvas of opportunity in a location that puts the best of the region right at your fingertips. Step through the door and discover a layout designed for practical living. The main floor features a welcoming living room and a convenient first-floor laundry, making daily chores a breeze. The heart of the home is the cozy country kitchen, which flows into a delightful three-season room. Imagine sipping your morning coffee here, bathed in soft morning light, while overlooking the backyard. Three bedrooms and a full bathroom are situated on the second floor, providing a peaceful retreat at the

Investment Opportunity in the Heart of Oneonta! Don't miss this solid two-family investment property offering strong cash flow and a proven rental history. Generating over $30,000 in annual rental income, this property has been a reliable income producer with excellent occupancy. Conveniently located on the Oneonta bus route, tenants enjoy easy access to public transportation, making commuting simple and convenient. Just minutes from Main Street, the property is close to restaurants, shopping, entertainment, and other everyday amenities, adding to its long-term rental appeal. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this well-located duplex offers steady returns and excellent potential

Bring your vision and a little TLC to this charming fixer-upper filled with character and old-home charm! Featuring three spacious bedrooms, a full bathroom upstairs, and a convenient first-floor bathroom with laundry, this home offers plenty of space and potential. The main level features a large eat-in kitchen, formal dining room, and spacious living room—perfect for entertaining or relaxing. With its generous rooms, classic character, and solid bones, this is an opportunity to restore a home with the kind of charm they simply don't build like they used to!

Turnkey downtown quad — 10.20% actual cap & 14.79% pro forma*. Four one-bedroom apartments, 100% occupied by long-term, non-student tenants generating $3,035/month ($36,420/year). Actual NOI of $26,721 delivers a 10.32% cap at the $259,000 ask — $64,750 per unit on a 2,132 SF building, every unit over 500 SF. Long-term comps support $950–$1,050 for comparable one-bedrooms. At a conservative $1,000 per unit, gross rents rise to $48,000 — a 32% increase — lifting NOI to $38,301 and the cap rate to 14.79% with expenses held flat. Expenses are minimal for a 4-unit. Every apartment carries its own NYSEG gas and electric account; there is no common-area meter to fund. Total operating expenses of $9,699 equal just 27% of current income. Blown-in and fiberglass insulation with natural gas forced hot air keeps tenant heating costs reasonable, and public water and sewer eliminate well and septic reserves. The location is excellent. The building sits immediately next door to the Oneonta Fire Depa

Classic Tudor style meets a fantastic location in this charming Oneonta home, tucked along a quiet street next to the park and just minutes from everything downtown has to offer. From the moment you step inside, you’ll appreciate the character, hardwood floors throughout, and spacious, functional floor plan, beginning with a generous foyer that welcomes you into the home. The first floor offers plenty of flexibility, including a half bath and a room currently used as an office that could easily serve as a first-floor bedroom. The bright and spacious living room is filled with natural light and opens to an additional living space featuring built-ins and French doors leading to a paver patio and sweet backyard. The kitchen has been beautifully remodeled from top to bottom, and the adjoining dining area also offers direct access to the patio, making indoor and outdoor living easy. Upstairs you’ll find three bedrooms and a full bathroom. The primary bedroom overlooks the backyard and featu

Spacious Victorian charmer! Step back in time as you enter the sweeping first floor decorated elegantly to the period. Handsome curved staircase is the centerpiece of the entryway! Parlor room, lovely formal dining room, and tasteful kitchen have retained the charm of yesteryear. Gleaming hardwood, classic side porch, and the rear covered screened porch is very generous! Attached in back is a purpose-built addition which could accommodate many uses pending code approval. Features a galley style kitchen, large bedroom/living room combination, and bath. Upstairs you will find four generous sized bedrooms with large closets/organizers, gorgeous wood floors, and a full bath with large sauna room! Want more? How about a spacious fully finished walk-up attic with interesting pitch lines and windows, with gas space heater. An artist's dream! Basement level is partially furnished as well, and features separate walk. In wine cellar room. The backyard is very spacious, private, and includes matu

This two unit apartment building has been a successful rental for years. Located in a zone for weekly rental permit this could be a great money maker. The first floor apartment has 4 bedrooms with 2 baths, eat-in kitchen and laundry in the unit. Upstairs apartment also has laundry in the unit, 3 bedrooms and 2 baths. Apartments have been updated over the past few years. There are Separate utilities for each apartment along with off street parking, nice front porch and in a GREAT LOCATION! Super close to downtown, bus route, colleges and a 2 miles from Cooperstown All Star Village

Affordable homeownership is getting harder to find, but this one proves it's still possible. With over 1,600 square feet of living space and 4 bedrooms, this classic home offers a spacious eat-in kitchen with newer appliances and first-floor laundry. The home has great bones and gives you the opportunity to move right in while updating it over time and building equity. Outside, you'll find a large backyard with plenty of room for gardening, entertaining, pets, or play, along with a detached storage shed for your tools and equipment. Conveniently located near the elementary school, hospital, and on the bus route, this property is a great fit for first-time buyers, investors, or anyone looking for space, value, and the chance to make a home their own. Property is being sold AS-IS and would be a great candidate for a rehab loan

Positioned on a desirable corner lot in the heart of Oneonta, this well-maintained 4-unit multi-family property presents a strong opportunity for investors or owner-occupants. The building offers 4.1-bedroom, 1-bath units, ideal for this steady tenant demographic. Bordering Fox Hospital, this location offers convenient proximity for healthcare professionals and local students. Located just minutes from downtown, colleges, shopping, and dining, this property benefits from Oneonta's consistent rental demand driven by its mix of outdoor recreation, small-town charm and cultural attractions. This asset features recent updates and dedicated off-street parking. Mechanical updates include a newer, high-efficiency natural gas boiler. The current owner provides heat, hot water, and internet, offering a streamlined setup for tenants. A solid income-producing property with a practical layout, simplified utilities, and strong upside in a reliable rental market. A must see!

Here is you chance to own a Historic Victorian home built in the 1880's with craftsmanship intact! Owner who has lovingly cared for over many years, is ready to pass it on to a new proud owner! Upon arrival, the curb appeal sets the tone. You should start to fall in LOVE. Inside the front entry, is a convenient coat closet. Then enter into either of the two living rooms. One door opens upon a spacious living room featuring a large picture window, cozy gas fireplace built-in shelving. A flexible first floor room ideal as a bedroom, office, or den, is located off the fireplace living room. The other door opens to a living room that features a bright sunny classic bay window & tiered staircase to the 2nd floor. Both rooms with original wood floors. Enter a formal dining room through French doors. Side covered porch entry is off this room. Kitchen connects off dining room. (Wood-Mode oak cabinets, unique greenhouse window over sink). Back door in kitchen goes to a stairway that leads throu

Opportunity awaits in the City of Oneonta! Conveniently located just steps from Fox Hospital, public transportation, and city amenities, this 3-bedroom, 1-bath home offers plenty of potential in a desirable, central location. Two enclosed porches provide extra space to relax and enjoy—one welcoming you at the front and another offering a more private retreat in the back. Inside, you’ll find a functional layout with oil-forced air heat. Whether you're a first-time homebuyer ready to make a home your own, looking to downsize, or searching for an investment property, this is an opportunity worth exploring. Bring your ideas and discover the possibilities this Oneonta home has to offer!

Don't miss this exceptional opportunity to own a well-maintained, income-producing four-unit property in Center City Oneonta. With over $45,000 in annual gross rental income, this property has benefited from numerous recent upgrades, offering a true turn-key investment for both seasoned and first-time investors. Whether you're looking to expand your portfolio or owner occupy, this property is a flexible income generator. Maximize your investment return, or live in one unit while the rental income from the others helps pay your expenses. Conveniently located near downtown amenities, shopping, restaurants, and local colleges, this is a high-demand rental location with strong income potential. See everything this outstanding investment property has to offer!

Welcome to 8 High Street, formerly known by locals as the Pink House. Completely transformed from top to bottom, this beautifully renovated 3-bedroom, 1-bath home offers the perfect blend of character, modern updates, and an unbeatable Oneonta location. Situated on a quiet neighborhood street just a short walk from downtown, you’ll enjoy easy access to Hartwick College, SUNY Oneonta, schools, parks, restaurants, shopping, and local trails. Cooperstown All Star Village is also just a short drive away. Inside, you’ll find a bright, thoughtfully redesigned interior featuring all-new luxury vinyl plank flooring, fresh paint, new drywall, updated trim and doors, recessed LED lighting, and a stunning brand-new kitchen complete with white cabinetry, Acacia butcher block countertops, brand-new, never-used stainless steel appliances, and modern finishes throughout. The fully remodeled bathroom features new tile flooring, a tiled tub surround, a new vanity, toilet, fixtures, and contemporary fin

Some homes simply feel special the moment you arrive. Recipient of Oneonta's 2024 Property of Merit Award, this beautifully crafted four-bedroom, two-and-a-half-bath Contemporary Colonial reflects thoughtful design, enduring craftsmanship, and meticulous stewardship. Built in 2000, every detail was personally planned by the original owner and executed by a respected local contractor, creating a home built to a standard rarely found today. Sunlight fills spacious rooms with nine-foot ceilings, hardwood floors, and ceramic tile throughout the main level. Natural gas radiant heat provides efficient, draft-free comfort on all three levels, while superior insulation and thoughtful design keep the home comfortable year-round. Designed for everyday living and entertaining, the kitchen features a center island, breakfast nook, newer appliances, Corian countertops, and a built-in planning desk. It opens to the family room, where a Rumford-style fireplace with a custom Vermont soapstone surround

Welcome to Hill City Student Rentals. This three-property rental portfolio is a complete, buttoned-up investment opportunity with strong immediate cash flow at an exceptional cap rate of around 9.5%. Whether you are a solo investor, an institutional investor, a student or a family member of a student, this is truly a great opportunity. Offered as a package, we have 32 Ford Avenue, 8 Franklin Street, and 16-18 Myrtle Avenue all in Oneonta, NY and all proven and up-to-date, and fully permitted student housing. 32 Ford is a 2-unit with a total of 5 bedrooms. 8 Franklin Street is a single-family 3-bedroom with potential for a 4th bedroom conversion. 16-18 Myrtle is a large duplex with a grandfathered 10-person occupancy rate. This combination of properties creates a very unique, turn-key portfolio with strong NOI. Available furnished and leased for the upcoming school year, this is an investment that will cash flow right out of the gates and is not an opportunity you will want to miss

Bring your vision to this spacious 2,850 sq ft. Tudor Revival style home with some late Victorian influences located in a desirable Oneonta neighborhood. Offering 4–5 bedrooms and exceptional flexibility, this appealing property presents a rare opportunity to restore and personalize a classic home. Located on a picturesque, tree-lined street close to downtown, schools, Wilber Park, shopping, and services, the home was, years ago, configured into a two-family residence and is currently used for single-family living. Its versatile floor plan offers a variety of options to suit changing needs and lifestyles. Rich natural woodwork, hardwood floors, and beautiful stained and leaded glass accents in the foyer and second floor showcase the home's timeless character. The main level has been reconfigured for today's lifestyle with a spacious living room, an eat-in kitchen, two to three bedrooms (with the original formal dining room currently serving as a bedroom), a laundry area and one and one

Looking to expand your rental portfolio? Need a large pole barn with plenty of clearance? This clean, well-maintained triplex offers immediate income with room to grow AND a large pole barn, making it a smart addition for investors and contractors seeking cash flow and long-term value in a prime Oneonta location. Situated on a spacious 1.03-acre lot, this property features three well maintained rental units, off-street parking, and a large pole barn ideal for storage, equipment, or additional income potential. The covered front porch and expansive yard add curb appeal and tenant satisfaction, while a private deck at the back offers the top two apartments additional outdoor living space. The unit mix includes a spacious two-bedroom, one-bath apartment downstairs along with two additional one-bedroom, one-bath apartments upstairs. The lower level also attaches to a one car garage. This property checks the boxes investors look for: an excellent location close to local amenities, a clean a

Light-filled and meticulously maintained, is this appealing three-bedroom, two-bath Cape on a large, level lot in a convenient center-city Oneonta location. Close to schools, parks, shopping, restaurants, and everyday services, this home combines classic character with thoughtful updates. Inside, you'll appreciate the natural woodwork, hardwood floors, built-in storage, and an updated island kitchen with newer appliances. The open, inviting floor plan flows beautifully for today's lifestyles, with a generous entry and living room, stylish newer first-floor bath, well-appointed kitchen with abundant storage and pantry space, and a spacious dining room ideal for everyday meals or entertaining. Upstairs, three generously sized bedrooms are complemented by an attractive remodeled full bath, providing comfortable private space for family, guests, or a home office. Start the day with coffee on the welcoming front porch, or step outside to discover one of the home's unexpected treasures—a sur

Great owner occupied or investment opportunity 2 unit with great yard and old carriage barn. First floor has three spacious bedrooms, eat-in-kitchen and nice sized living room. The second floor apartment has two bedrooms with a nice kitchen with the old built in wall cabinets and spacious living room. Make the carriage barn into another unit for a real money maker, with proper city approvals

Welcome to a truly well-maintained gem in the heart of the City of Oneonta! Step inside to find beautiful hardwood floors and heritage wood features throughout. The cozy eat-in kitchen exudes warmth with its well-built custom wood cabinetry and contrasting dark quartz countertops. The first floor offers exceptional convenience with a circular layout and a spacious primary bedroom featuring a newly built half-bath ensuite. Enjoy sunshine and morning coffee year round in the large, well-lit sunroom or on the covered porch. Upstairs, you’ll find two additional bedrooms and a large full bathroom that includes a laundry area. The exterior features off-street parking and a storage shed perfect for landscaping tools and general storage. Location is everything—situated on a corner lot just one block from the recreation and beauty of Neahwa Park (walking trails along the stream, pickleball courts, playgrounds, dog park, and more) and only a short walk to the vibrant dining and shopping on Main