54 properties for sale in Payne Cove

Don't let the size fool you, this adorable tiny home is overflowing with charm, personality, and opportunity. Whether you're searching for a proven income-producing investment, the perfect weekend mountain getaway, or a cozy place to simplify life as a full-time residence, this turnkey retreat checks every box. One of the newest and best-maintained homes in the community, this charming cottage stands out from the rest with its exceptional condition, thoughtful design, and undeniable curb appeal. It is being sold fully furnished making it completely move-in or rental ready from day one. With a successful short-term rental history already established, this is an investment you can begin enjoying immediately. Inside, you'll be welcomed by a fireplace in the cozy living room. The surprisingly spacious kitchen features elegant black granite countertops, stainless steel appliances, and plenty of room for entertaining family and friends. Just off the bedroom and bathroom, you'll find the conv

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

Sawgrass floor plan (525 sqft of living area). Turnkey, fully furnished in The Retreat at Water’s Edge Phase 4 with Non-Owner Occupied (NOO) STR approval. Ideally positioned next to a community common area, this property offers the added benefit of no neighbor on one side, providing extra privacy and a peaceful wooded setting. Designed for both personal enjoyment and income-producing potential, this home offers documented short-term rental performance and confirmed future bookings, available in the listing attachments. Owners may self-manage or take advantage of convenient on-site property management. The Sawgrass floor plan offers a bright, open interior with vaulted ceilings, tall windows, a fully equipped kitchen with full-size appliances, and comfortable living and sleeping spaces. The home is being sold fully furnished and turnkey, making it ready to enjoy or continue operating as a short-term rental. Outdoor living is a standout feature with 168 sq. Ft. of covered deck plus 200 s

LAKEFRONT tiny home retreat that comes FULLY FURNISHED and STR-ready! Welcome to 515 Waters Edge Way, a lakefront escape in scenic Tracy City. Just minutes from some of the best hikes, waterfalls, concert venues, restaurants, and outdoor adventures that southeast TN has to offer. This fully-furnished, move-in ready tiny home is thoughtfully designed with no wasted space and comes with 2 paddle boards and 2 kayaks. Currently used as a STR and second home. It has one bedroom, a left with 2 twin beds, 2 twin bunks and full sleeper sofa allowing this tiny but efficient space to sleep 8 people. Outside, it features a large screened-in deck overlooking the lake and faces west allowing for some amazing sunsets over the water. You'll also find a private fire pit area that overlooks the lake, a'ninja course' for the little ones and it's conveniently located next to the large community dock and playground. Home is turnkey and ready to be used as a STR, second home or even a primary

Motivated seller! This 4 bedroom 2 bath home is move in ready! This home will come fully equip with everything needed. From the appliances to the decoration you will be set. This home also comes with a working hot tub. A beautiful lake view, that owners will have access to, along with a dock. The spacious 1 car garage has extra room for storage. Tucked away from the hustle and bustle of the world, these 2.97 acres provide privacy and seclusion

This beautiful 3-bedroom, 2.5-bath home offers the perfect blend of style and functionality. Nestled on a peaceful 1.85-acre lot, the property features an attached garage, a welcoming covered front porch, and a relaxing covered back patio-ideal for enjoying the outdoors year-round. Inside, the main-level master suite provides a private retreat, while the sunroom floods the home with natural light. The kitchen boasts stainless steel appliances, a large pantry, seamlessly connecting to the mudroom just off the garage for added convenience. Upstairs, a large bonus room offers endless possibilities-perfect for a hobby space, home office, or playroom. Fresh new landscaping enhances the curb appeal, making this home truly move-in ready

Owner financing options available! Welcome to The Retreat At Deer Lick! You don't want to miss this amazing opportunity to own your own vacation get away. Two homes available that are nestled beautifully in the woods with a short walk to the waterfall or hiking trails. Currently being rented through the Deer Lick rental site. Firepit. Playground. Private primary bedroom. The Monteagle area has so much to offer, tucked in the lush forests on the mountains between Nashville and Chattanooga. The Retreat at Deer Lick Falls was the first premier tiny home community. The area features abundance of hiking trails leading to the roaring falls. Guests can enjoy a concert at the Caverns for a truly unique experience. Second possible build site! Call us for more information about the build site

Welcome to your mountain retreat on the Cumberland Plateau. Nestled in the serene, gated community of The Retreat at Waters Edge, this one-of-a-kind, custom site-built cottage seamlessly combines rustic charm with refined detail. Every square foot of this home has been thoughtfully designed to maximize space, comfort, and everyday functionality. Your outdoor living experience begins on the expansive screened-in front porch, featuring beautifully stained tongue-and-groove ceilings, durable outdoor tile, and ample room to gather and unwind. Stepping through the front door, you are welcomed by a bright, open-concept living and kitchen area flooded with natural light. The kitchen has been intelligently crafted with custom layouts to maximize both counter space and storage. Do not let the efficient footprint fool you, as the home comfortably offers two spacious bedrooms, two full bathrooms, and a versatile loft, giving everyone plenty of room to spread out and relax. Best of all, this prope

Tucked just minutes from the trails, water, and quiet beauty of a nearby state park, this thoughtfully designed tiny home offers the perfect escape from the noise of everyday life. Whether you're looking for a peaceful personal retreat or a smart investment property, this home delivers both while being only 1.5 hrs away from Nashville and less than an hour from Chattanooga. Enjoy it as your own nature getaway and let it generate reliable rental income while you're away. Enjoy the beautiful lake views from the front porch, or the sauna that is included with the property! This home is located within a private gated community inside The Retreat at Waters Edge with 894 sq ft of living space efficiently laid out to feel part of the surrounding scenery with a wrap around covered porch. The community offers walking trails, fire pits, fishing at the lake and a future swimming pool. It comes with a one year builder warranty for ease of mind and is the perfect place to return to a slower pace of

Welcome to this super clean home located in the Hillsboro community with 1.84+/. Acres, since 2023 sellers have replaced roofing, windows, updated plumbing, New HVAC unit flooring and paint. This home is move in ready with a fantastic country setting with mountain views. Large living room with a propane heater for emergency use, nice kitchen with loads of cabinets and comes with like new stove and refrigerator, the 15x13 primary bedroom comes with 2 large closets and a nice bathroom with updated shower and vanity, at the other end of the home there are 2 nice bedrooms and a full bath with a tub/shower combo. With covered front and rear porches you can take time and enjoy the view. Comes with a storage barn and is connected to Hillsville Utility water

WOW! This One Has It ALL! Welcome to 22 Oak Dr in Tracy City, where country farmhouse charm meets modern style! Beautifully renovated and featuring a permitted addition completed in 2024, this 4-bedroom, 2-bath home is completely move-in ready and packed with upgrades you'll love. The moment you walk through the door, you'll notice the high-end finishes, warm wood accents, gorgeous flooring, and inviting open layout. The spacious living areas flow effortlessly into the heart of the home—an incredible kitchen featuring beautiful cabinetry, stainless steel appliances, abundant counter space, and a large eat-in dining area that's ready for everything from Sunday dinners to holiday celebrations. And don't miss the huge walk-in pantry everyone dreams about! Step outside and enjoy the fully fenced backyard, perfect for kids, pets, backyard barbecues, or simply relaxing after a long day. Fresh landscaping and a durable metal roof complete the picture and give this home outstanding curb appeal

Welcome home to this incredible 5-6 bedroom, 3.5 bath beauty that truly has it all on one level. Enjoy cozy evenings by the stone fireplace, after relaxing in the hot tub, take a swim in your above ground pool, or family movie night in your own theater room, in the finished basement, staying comfortable with heated floors! Large primary bedroom has heated floor, large primary bath, walk-in closet. Walk out from primary for morning coffee on a covered porch. All this and more located within walking distance to schools and restaurants. This home offers space, style and convenience in one perfect package

Welcome to this brand-new home set on a partially wooded one acre lot. Offering 2 bedrooms and 2 full baths and an office that can serve as a bedroom. This home features an open floor plan with durable LVP flooring throughout, blending comfort, style, and functionality. The location adds even more appeal. You’ll be just minutes from The Course at Sewanee, scenic state parks, hiking trails, and waterfalls that attract visitors from all over, plus local dining favorites like the historic High Point Restaurant and The Mountain Goat. Beyond the setting, what sets this home apart is its value. Offering new construction on a spacious lot in such a desirable location, it’s an opportunity that’s calling. To make the deal sweeter, this property comes with a special incentive rate buydown. Buyer is not obligated to use preferred lender to have offer accepted however must use preferred lender to receive the buydown. Ask agent for details!

Price reduced! This beautiful new construction house is a must see. Located at the base of the Cumberland Plateau you'll enjoy beautiful mountain views from your porch and is conveniently located just 25 minutes to Manchester and 10 minutes to the world famous Caverns music venue. This 3 bed 2 bath house is built on a solid concrete slab foundation and features LVP flooring, shaker cabinets with granite countertops, stainless steel appliances, plenty of windows offering good natural light, utility room, back concrete patio, paved drive way, two car garage with attic storage, master bedroom suite with walk-in closet and tile shower, and matching utility shed! Schedule your tour today! (Pictured grass is phot shopped. Property to be seeded and strawed prior to closing)

Located on Monteagle Mountains, this cozy tiny home offers 520 sqft of space, accommodating 6-8 guests comfortably. Two full bedrooms with a loft. Tiny Home feels surprisingly spacious. Upon entering, you'll be welcomed by an abundance of natural light in the open concept living room and fully equipped kitchen. The cozy bedrooms features CA King and queen bed, Full bed in the loft, tankless water heater, and full-size appliances add to the comfort. Outdoor living is a delight with the woodsy surroundings, private fire pit, and screened-in porch. The Retreat at Deer Lick Falls, a gated community, provides a perfect outdoor experience with hiking trails, streams, a waterfall, pavilion, picnic tables, fire pits, outdoor fireplace, and a playground. Whether you seek a personal retreat or a rental investment, this property is a gem. It's NOO STR eligible, and you can choose to self-manage or utilize the community's property management services. While this home has never been rented

Turnkey Tiny Home Investment in Sunset Bluff — Airbnb Approved, Room to Grow Welcome to Eagle's Escape, a like-new tiny home in the Sunset Bluff Tiny Home Community of Monteagle, TN, on the South Cumberland Plateau, minutes from restaurants, shops, waterfalls, and hiking. Sunset Bluff is home to a mix of full-time residents and short-term rentals, and Airbnb use is welcomed here, making this a rare investment opportunity, not just a getaway. Why This One Stands Out: Brand new build — minimal wear, no deferred maintenance, ready to rent from day one Short-term rental & Airbnb approved — start generating income immediately One of only two 2-bedroom septic systems in the entire community, allowing higher occupancy and nightly rates than most neighboring units Lot sized to accommodate a second structure — add another rental unit, bunkhouse, or owner's cabin to potentially double your income on a single parcel The Home: 2 bedrooms, one of which is the loft, 1 bath, sleeps up to 6 — queen ma

Elegance and Comfort define this one of a kind custom built home with a specular view! It is located right in Monteagle and very close to the restaurants, and the Monteagle Assembly(a traditional Chautauqua community) to enjoy all the programs during the season and then retreat to your own private space. The front porch and the rear screened in porches give you plenty of extra entertaining areas. Beautiful hardwood floors throughout and cozy up to the mountain stone firelplace in the cooler months. Two of the bedrooms look out over the bluff and that is a beautiful view to wake up to everyday! One of the bedrooms has a wider door for easy access for a wheel chair and the shower in the attached bath is accessible as well. The main bath has a large soaking tub, generous shower and tons of storage. Custom oversize windows are in every room that let in one of a kind views. So many things inside are one of a kind additions to this home. The rear porch has a really comfy outdoor sleeping bed

Your mountain retreat is ready and so is your next investment opportunity. This brand new, never-rented tiny home sits within The Retreat at Water's Edge: Phase 4, one of middle Tennessee's most sought-after nature-focused communities perched atop the Cumberland Plateau. Thoughtfully built and move-in ready, this property is primed to begin generating short-term rental income. Custom 8' stock tank pool built into the deck with filtration system. Owners enjoy access to a community amenity collection including scenic walking trails, fishing docks, fire pits, gathering spaces, and a serene lake. The kind of experience that keeps guests coming back and reviews glowing. Whether you're building a portfolio or searching for the perfect personal escape with upside, this is an opportunity worth exploring. Non-Owner Occupied STRP approved community. For additional details on the community and available vacation management options, please contact the listing agent

Tucked just minutes from the trails, water, and quiet beauty of a nearby state park, this thoughtfully designed tiny home offers the perfect escape from the noise of everyday life. Whether you're looking for a peaceful personal retreat or a smart investment property, this home delivers both while being only 1.5 hrs away from Nashville and less than an hour from Chattanooga. Enjoy it as your own nature getaway and let it generate reliable rental income while you're away. Enjoy the beautiful lake views from the front porch, or the sauna that is included with the property! This home is located within a private gated community inside The Retreat at Waters Edge with 894 sq ft of living space efficiently laid out to feel part of the surrounding scenery with a wrap around covered porch. The community offers walking trails, fire pits, fishing at the lake and a future swimming pool. It comes with a one year builder warranty for ease of mind and is the perfect place to return to a slower pace of

Welcome home to this charming property nestled in a quiet subdivision offering both comfort and space. Situated on approx. 2 acres on a corner lot featuring a spacious 2 car garage with a breezeway, 3 porches and a sun room. Outside you'll also find two additional storage sheds with electric, heat and air, offering plenty of room for storage or hobbies. The home has a new hvac unit and water heater as of 2025. With ample acreage and layout potential this property presents a great investment opportunity with room to add another home or additional structures. Enjoy this peaceful neighborhood while being conveniently located in town. Whether you're looking for a place to call home, or an investment opportunity, or both this property offers the perfect blend of functionality, privacy and future potential

Lakefront living at its best in the highly sought-after Water’s Edge Retreat! This charming 2-bedroom, 2-bath home sits on a premium lakefront lot with stunning water views and direct private lake access. Tucked among the trees for added privacy, the property features a spacious deck, private balcony, lakeside fire pit, and beautifully landscaped yard. A proven short-term rental favorite, this unique retreat comfortably accommodates up to 6 guests and offers the perfect opportunity for a vacation getaway, investment property, or full-time residence. Schedule your showing today and experience one of the most desirable lakefront properties in the retreat!

LAKEFRONT HOME – Investment Opportunity / Short Term Rental Approved*. Relax and unwind while watching the sunset from your private dock at this beautiful lakefront home, tucked away at the end of Lillypad Lane in the back of the community for added privacy. The covered front porch welcomes you with rocking chairs, creating the perfect spot to enjoy the peaceful setting. Inside, the home features vaulted ceilings, 2 bedrooms, and 1 full bath. The living room opens through double doors to a huge screened-in porch complete with a hanging bed, deck box, table and chairs, and shades for added comfort. This is an excellent. *investment opportunity*. As a short-term rental, vacation getaway, or second home. The community offers 75 acres of lake, hiking trails, community docks, and pavilions, making it highly desirable for guests and owners alike. The home has not been rented, offering a fresh start for your rental portfolio or private retreat

Own a piece of WATERFRONT paradise in the gated Retreat at Water’s Edge. This brand new, never-lived in, fully furnished custom home offers stunning panoramic views of the quiet lake, and high-end finishes. The private cottage, with vaulted ceilings, natural wood, designer kitchen, main-floor primary suite, and massive porch, is a unique opportunity to acquire your year-round vacation property for personal use, or as an income-generating asset, or both. Enjoy stunning sunsets, dock, waterside private fire pit, grill area, custom landscaping, and outdoor lighting on the pristine 75-acre lake, located on a quiet cul-de-sac with access to hiking trails and community amenities. The buzzing and adorable community of Tracy City, Tennessee is full of experiences from the iconic Fiery Gizzard Trail, to vibrant and historic restaurants. The community combines the serene woodlands of the mountains with the luxury of waterfront living. Fish, kayak, golf at world class courses, visit friends and f

Turnkey short-term rental opportunity in the highly sought-after Retreat at Water’s Edge! Nestled on nearly 2 private wooded acres, this fully furnished 3-bedroom sleeps 6 with 2 queen beds and Open loft with a daybed with a Trundle, 2-bath, hallway bath has tub and shower combo and washer & Dryer. Home offers 1,094 square feet of comfortable living space and the perfect blend of privacy, relaxation, and income potential. Designed for both personal enjoyment and guest appeal, the home features an open-concept layout, a spacious veranda addition, and a screened-in deck where guests can enjoy the peaceful wooded surroundings year-round. The outdoor fire pit creates the perfect gathering space for evenings under the stars, making this property an ideal mountain getaway. Being sold fully furnished, this property is ready to continue as a short-term rental or serve as your own private retreat. The expansive lot provides a secluded setting while still offering access to the amenities of The

Experience the perfect blend of modern luxury and peaceful country living in this stunning new construction home nestled on 1.29 acres. Offering 3 bedrooms and 2 bathrooms, this thoughtfully designed residence features luxury vinyl plank flooring throughout, soaring vaulted ceilings in the living room, and a desirable split-bedroom floor plan for added privacy. The beautifully appointed kitchen showcases granite countertops, abundant cabinetry, and a seamless flow into the main living areas, making it ideal for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and a relaxing retreat at the end of the day. Enjoy the serenity of your private acreage from the covered front porch or oversized rear deck, perfect for outdoor gatherings and taking in the surrounding views. Combining quality craftsmanship, modern finishes, and room to roam, this exceptional new construction home offers a rare opportunity to enjoy refined living in a picturesque setting