54 properties for sale in Payne Cove

Welcome to Andy’s Camp, a turnkey vacation retreat and income-producing short-term rental located in the highly sought-after gated community of The Retreat at Water’s Edge. Tucked among the trees and just moments from the community’s private lake, this beautifully furnished getaway offers the perfect blend of rustic charm and modern comfort. Designed to accommodate family and friends, the home features two private bedrooms on the main level, a spacious sleeping loft, two full bathrooms, and an inviting open-concept living area. Vaulted ceilings and abundant natural light create a warm, airy atmosphere, while the fully equipped kitchen and included furnishings make ownership effortless from day one. Step outside and experience the lifestyle that makes The Retreat at Water’s Edge so special. Enjoy evenings around the fire pit under the stars, morning coffee on the screened porch, and outdoor gatherings surrounded by the beauty of Tennessee’s Cumberland Plateau. Community amenities includ

This private DOUBLE LOT 32 and lot 34 property has it all, with room to grow This perfectly appointed and fully furnished tiny getaway has just what you need to relax & re-energize. From cozy spaces inside, to wide open spaces outside. Your adjacent open lot offers a canopy of mature and majestic shade trees. The included lot can remain undeveloped for your personal enjoyment. It is also zoned to allow for a single structure dwelling upto 1200 sqft, should you choose to expand your tiny empire. Current owners have enjoyed this little gem as their private weekend escape from the hustle and bustle. However, it also offers excellent income potential as a lucrative short-term rental with on-site, or private management options available. Situated on a combined. 74 acre, these properties provide plenty of space to spread out. Whether you're looking to enjoy an evening with friends around the fire-pit, sharing a quiet lake sunset moment on the built-in swing for two, or hosting family gatheri

Acorn Cove | A Dungan Design. Set along the water’s edge, this Jeffrey Dungan–designed lake retreat offers a rare expression of architecture at a more intimate scale—where simplicity, proportion, and setting take precedence over excess. Thoughtfully designed to maximize both light and livability, the home’s expansive windows frame panoramic lake views, drawing the outdoors in and creating a constant connection to the landscape. Every detail has been considered, from the warm, natural materials to the clean, restrained finishes that allow the architecture to speak for itself. The kitchen is both functional and refined, appointed with integrated appliances, quartz surfaces, and curated fixtures that complement the home’s understated design. Despite its size, the space lives comfortably and intentionally, offering everything needed without compromise. Outside, a generous deck extends the living space toward the water, creating a natural setting for morning coffee, quiet afternoons, and ev

Located on a peaceful wooded lot at the end of a cul de sac (one of the larger lots at. 86 acre), this precious tiny home offers an abundance of privacy with access to all of the community amenities. The house has 2 large decks and a screen porch. There is 1 bed/1 bath, a loft, and a set of bunk beds so cabin can sleep 6 comfortably. The upgrades include an electric fireplace, fenced dog run area, washer/dryer included, larger lot that was originally approved for 2 tiny homes. The community is centered around a peaceful lake that is ideal for fishing, kayaking, canoeing, or enjoyint the public pavilion. Near exceptional hiking (Fiery Gizzard Trail is a favorite) antiquing, zip-lining or catching a concert at The Caverns. And of course, just a few miles from Sewanee, the University of the South. Home is currently being used as a short term rental and has a solid rental history

This charming home offers 2 bedrooms and 2 full bathrooms on the main level, providing comfortable one-level living. But don't let the bedroom count trick you! Upstairs you'll find an impressive 10x30 loft/bonus room with endless possibilities. Whether you envision a home office, hobby room, playroom, media room, guest retreat, or additional sleeping area, this versatile space is ready to fit your needs. Outside, enjoy a fenced backyard, inviting back and side porches, a storage shed, and a convenient circular driveway with plenty of parking. Conveniently located on a main highway for easy commuting, this property is just minutes from local schools, shopping, dining, and everyday conveniences. Outdoor enthusiasts will love being a short drive from Fiery Gizzard Trail, South Cumberland State Park, and Foster Falls, where some of Tennessee's most breathtaking hiking, waterfalls, and natural scenery await. If you're looking for a home with flexible living space, outdoor amenities, and a l

Back on the market no fault of the homes. Buyer financial contingency. This property is 5 cabins on 10 scenic acres and a one-of-a-kind opportunity! This is an incredible opportunity for investment, a family compound, corporate retreat, or multi-generational living. Currently operating as successful individual short-term rentals, the property comfortably sleeps up to 22 guests, with each cabin featuring its own private fire pit area, allowing visitors to enjoy both privacy and the beauty of nature. The land itself is just as impressive, with walking trails winding through the property, a peaceful creek, and direct access to the Mountain Goat Trail, connecting Sewanee, Monteagle, and Tracy City for miles of walking, running, and biking. Outdoor enthusiasts will love the convenient location directly across from a state park and just minutes from zip lining, hiking, waterfalls, and ATV trails. The University of the South in Sewanee is only 12 minutes away, while downtown Chatt. Is an easy

Welcome to 374 N Bluff Circle in Monteagle! Situated on approximately 0.75 acres, this beautifully remodeled 3-bedroom, 2.5-bath home offers around 1,300 square feet of updated, move-in-ready living space. Thoughtfully remodeled throughout, the home features a beautifully updated master with a tiled shower, along with a convenient Jack-and-Jill bathroom connecting the additional two bedrooms. The fresh interior offers a comfortable and inviting layout ready for its next owner. Step outside and enjoy the mountain setting, complete with a creek located along the back of the property perfect for relaxing and enjoying the sounds of nature. An existing poured concrete pad also provides potential for a future garage, workshop, carport, or additional outdoor space, subject to applicable approvals. Conveniently located near Monteagle amenities, shopping, dining, outdoor recreation, and easy access to I-24, this property offers updated living while maintaining the quiet charm of mountain life.

This charming home is nestled in a peaceful setting on 1.5 acres and offers the convenience of being just minutes from town and I-24. The spacious living room provides a warm and inviting gathering space, while the well-appointed kitchen is large and has a nice pantry for ample storage. Primary suite with a relaxing soaking tub, separate shower and a generous walk-in closet. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck. This 3 bedroom, 2 bath home with recently added large detached 2 car garage offers the perfect blend of country living and convenience

This charming home is nestled in a peaceful setting on 1.5 acres and offers the convenience of being just minutes from town and I-24. The spacious living room provides a warm and inviting gathering space, while the well-appointed kitchen is large and has a nice pantry for ample storage. Primary suite with a relaxing soaking tub, separate shower and a generous walk-in closet. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck. This 3 bedroom, 2 bath home with recently added large detached 2 car garage offers the perfect blend of country living and convenience

The sunset views from the covered screened deck on this one are worth it! This home is a site built (it is not a manufactured home) three bed two bath home all on one level. The floor plan is open with soaring ceilings a deck that wraps around to the back screened covered deck! This home ready to make your lake home dreams come true or and investment property to your portfolio. The crawlspace has a dehumidifier. This home is on a private lot, and is also walking distance to 2 public docks, 2 pavilions w/ fire pits and a kayak rental station. Minutes from hiking including the Fiery Gizzard, Foster Falls and The Caverns. Checkout the local fare at Historic High Point Restaurant, Chef inspired Judith Tavern, Mountain Top Restaurant and Mountain Goat Market. Don’t’ miss the local art and antique shops. Home can be used as permanent residence, weekend getaway or short term rental. Manage yourself or take advantage of the on site management company. Explore, relax, listen to the neighbor’s s

Owner financing options available! Welcome to The Retreat At Deer Lake! You don't want to miss this amazing opportunity to own your own vacation get away. Two homes available that are nestled beautifully in the woods with a short walk to the waterfall or hiking trails. Currently being rented through the Deer Lick rental site. Firepit. Playground. Private primary bedroom. The Monteagle area has so much to offer, tucked in the lush forests on the mountains between Nashville and Chattanooga. The Retreat at Deer Lick Falls was the first premier tiny home community. The area features abundance of hiking trails leading to the roaring falls. Guests can enjoy a concert at the Caverns for a truly unique experience

Welcome to this charming 7.5-acre mini farm, where timeless country character meets modern updates. Nestled beneath majestic, towering oak trees that line the driveway and provide welcoming shade to the front yard, this picturesque property is ready for you to enjoy. The adorable 1950s farmhouse was thoughtfully remodeled approximately three years ago and offers the perfect blend of vintage charm and contemporary comfort. Major improvements include new windows, updated electrical wiring, a new HVAC system, a new roof, all-new kitchen appliances, beautifully updated bathrooms, elegant quartz countertops, and much more—giving you peace of mind while preserving the home's warm farmhouse appeal. Outside, the property is equally impressive. A stunning, classic red barn serves as the centerpiece of the farm, complemented by two additional outbuildings that provide ample space for equipment, livestock, hobbies, or storage. Whether you're dreaming of horses, a hobby farm, gardening, or simply

Price reduced! This beautiful new construction house is a must see. Located at the base of the Cumberland Plateau you'll enjoy beautiful mountain views from your porch and is conveniently located just 25 minutes to Manchester and 10 minutes to the world famous Caverns music venue. This 3 bed 2 bath house is built on a solid concrete slab foundation and features LVP flooring, shaker cabinets with granite countertops, stainless steel appliances, plenty of windows offering good natural light, utility room, back concrete patio, paved drive way, two car garage with attic storage, master bedroom suite with walk-in closet and tile shower, and matching utility shed! Schedule your tour today! (Pictured grass is photo shopped in. Property to be seeded and strawed prior to closing)

Move-in ready and beautifully updated, this 3-bedroom, 2-bath home offers the comfort, convenience, and peaceful setting today's buyers are looking for. From the moment you arrive, you'll appreciate the inviting curb appeal and the scenic view across the open field, creating a relaxing backdrop for morning coffee, evening sunsets, and everyday living. If you've been searching for a home that feels fresh, clean, and ready to enjoy without the hassle of major updates, this property deserves a closer look. As an added benefit, the Seller is willing to provide up to $5,000 toward the Buyer's closing costs with an acceptable offer, helping make homeownership even more affordable. Inside, you'll find numerous recent improvements that make this home truly stand out. New flooring throughout includes attractive vinyl flooring and comfortable new carpet, providing a fresh and modern appearance. The kitchen features new appliances, allowing you to move right in and begin enjoying your new home. U

Welcome to this brand-new home, set on a spacious half-acre lot, where quality finishes meet everyday value. This 3-bedroom, 2.5-bath home offers an open floor plan with durable LVP flooring throughout. The kitchen is elevated with granite countertops and soft-close cabinetry, while the primary suite enjoys the comfort of a dual-sink vanity. Outside, a concrete driveway completes the polished, low-maintenance exterior. This home delivers all the features today's buyers want, at new construction pricing under $200/SF. The location adds even more appeal. You'll be just minutes from The Course at Sewanee, scenic state parks, hiking trails, and waterfalls that draw visitors from all over, plus local dining favorites like the historic High Point Restaurant and The Mountain Goat. To sweeten the deal, this property comes with a special incentive rate buydown. Buyer is not obligated to use the preferred lender to have an offer accepted, but must use the preferred lender to receive the buydown.

Step inside this beautifully renovated 4-bedroom, 2-bath home located within Monteagle city limits. The kitchen is a standout, featuring new cabinets, granite countertops, and stainless-steel appliances, perfect for cooking and entertaining. This home also offers a brand-new HVAC system with updated ductwork, a storage building, and plenty of additional features designed for convenience and comfort. The partially fenced backyard with chain link provides extra security for children and pets. Located close to local amenities and the interstate, this home combines modern upgrades with a functional layout and move-in-ready appeal. Home is within a short distance of the Mountain Goat walking trail that currently runs from Sewanee to Tracy City and the South Cumberland State Park, where families can hike, play different types of ball, picnic and more. Seller is owner/agent

Welcome to your mountain retreat in the heart of Monteagle! This spacious 3 bedroom, 2 bathroom home offers 2,280 sq. Ft. of comfortable living space with timeless character throughout. Step inside to find beautiful real hardwood floors, generous living areas, and a warm, inviting feel that instantly makes you feel at home. Outside, you’ll love the large detached shop — perfect for hobbies, storage, equipment, or a workshop setup. Nestled on a peaceful cul-de-sac, this property offers the perfect blend of privacy, space, and convenience while being just minutes from everything Monteagle has to offer. Whether you’re looking for a full-time residence, mountain getaway, or investment opportunity, this one is a must-see!

Tucked away on 6.11 acres atop Monteagle Mountain, this luxurious Frank Lloyd Wright-inspired retreat offers a rare blend of architectural sophistication, natural beauty & income producing potential. A crystal clear creek meanders through the front of the property, creating a peaceful setting that welcomes you home. From the large covered porch, you’ll enter through a remarkable antique church door sourced from Dallas, TX a fitting introduction to the craftsmanship of the home. Inside, soaring vaulted ceilings, walls of windows & rich hardwood floors create a warm yet refined atmosphere. This custom-built 2-bedroom, 2-bath 1400qft residence showcases luxury finishes including marble countertops, premium appliances, custom fixtures & two inviting fireplaces. Thoughtfully designed to capture the beauty of the creek from nearly every room, the home seamlessly blends indoor comfort with the surrounding landscape. Built for enduring quality & low to no maintenance living, the structure is a

Priced to sell and fully approved for short-term rentals, this incredible property offers the perfect blend of relaxation, recreation, and investment potential! Nestled within a lovely, gated community, you and your guests will enjoy exclusive access to fantastic amenities, including cozy community fire pits, a covered dock for waterfront enjoyment, and a neighborhood playground. Adventure and entertainment are right at your doorstep, with top-rated hiking trails and the world-renowned underground music venue, The Caverns, just minutes away. Perfectly positioned for an easy weekend getaway, this nature retreat is a scenic 90-minute drive from Nashville and just 45 minutes from Chattanooga, making it an ideal personal haven or lucrative rental opportunity. All appliances, furnishings and decor are negotiable

Stunning Tiny Home in a gated community that sleeps 6! This adorable cottage style home sits on a boastful 1.05acre lot that leads to a tire swing, firepit, and walking trails! The home features Quartz countertops, oversized windows for plenty of natural sunlight, and French double doors that lead to the large deck that is perfect for enjoying the serine environment! Whether you want this to be your forever home or just a weekend getaway this property provides peace and quiet, park like amenities, and simple living at it's finest! This property backs up to walking trails that lead to beautiful waterfalls! Fiber Internet is available, tankless hot water heater for endless supply of hot water, & a turnkey investment property! All items in the home at the time of showing do convey with the property!

Welcome to 100 Treeline Ct in beautiful Monteagle, TN! This 3-bedroom, 2-bath manufactured home sits on a permanent foundation and offers comfortable living in a quiet neighborhood. Inside, you’ll find spacious bedrooms, including a primary suite with his-and-her closets, and an inviting living area with a cozy fireplace perfect for the upcoming winter months. Enjoy an open layout ideal for entertaining, and a kitchen that connects seamlessly to the dining space. Step outside and take advantage of the home’s surroundings with easy access to the Mountain Goat Trail, perfect for biking or walking. Located just minutes from I-24, shopping, and local amenities, this home provides both convenience and tranquility. Whether you’re seeking a full-time residence or a weekend getaway, this property offers comfort, space, and a prime Monteagle location

Tucked into a quiet point at The Retreat at Waters Edge, this intentionally curated turnkey lakefront home offers the kind of getaway that actually gets used. Located just 90 miles from Nashville, it’s an easy escape for weekends on the water, evenings around the fire pit, and mornings that move a little slower. Sold fully furnished, including kayaks, the home is ready to enjoy from day one. Natural light fills the main living space with peaceful lake views throughout the day. The home includes a cozy gathering area, additional bunk room, washer/dryer, dishwasher, owner’s closet, and concrete block foundation. Thoughtfully designed for both comfort and function, the layout works beautifully as a personal retreat, gathering place for family and friends, short-term rental, or flexible investment property. Outside is where the property truly shines. A hammock triangle tucked beneath the trees, oversized stone fire pit overlooking the water, sandy beach area, dog run, invisible fence, and

Tucked away in the woods on top of beautiful Monteagle Mountain, this retreat-style cabin is the perfect blend of rustic charm and modern luxury. Set on 5 private acres with a peaceful creek winding through the property, this 3-bedroom, 2-bath home offers a true mountain escape in the heart of Middle Tennessee. Step inside to find soaring vaulted ceilings, a cozy fireplace in the living room, and an open floor plan that brings the outdoors in. The kitchen is a dream with high-end appliances, custom cabinetry, and plenty of space for gathering. Enjoy the whole house water filtration system, water softener, and reverse osmosis in the kitchen pot arms for drinking water. Each bedroom opens onto its own private deck, inviting you to start or end your day surrounded by the quiet sounds of nature. The spa-like bathrooms offer a touch of indulgence, while the airy loft provides the perfect bonus space for guests or a home office. Enjoy your mornings on the screened-in porch with a cup of coff

Step inside this beautifully renovated 4-bedroom, 2-bath home located within Monteagle city limits. The kitchen is a standout, featuring new cabinets, granite countertops, and stainless-steel appliances, perfect for cooking and entertaining. This home also offers a brand-new HVAC system with updated ductwork, a storage building, and plenty of additional features designed for convenience and comfort. The partially fenced backyard with chain link provides extra security for children and pets. Located close to local amenities and the interstate, this home combines modern upgrades with a functional layout and move-in-ready appeal. Home is within a short distance of the Mountain Goat walking trail that currently runs from Sewanee to Tracy City and the South Cumberland State Park, where families can hike, play different types of ball, picnic and more. Seller is owner/agent

This beautiful home is a work in progress that has tremendous potential and offers alot! Much has been done but now the seller is motivated to sell due to employment opportunity and the need to relocate. This is a wonderful and tranquil neighborhood. The rooms are. This beautiful home is a work in progress that has tremendous potential and offers alot! Much has been done but now the seller is motivated to sell due to employment opportunity and the need to relocate. This is a wonderful and tranquil neighborhood. The rooms are. Welcome to this quaint Monteagle prime location with green fields and mature trees. Motivated seller due to opportunity and relocation. This is a wonderful tranquil neighborhood. This home is a unique home and offers a lot. The rooms are very large to scale as compared to todays general builds. Spacious bedrooms, huge kitchen and living room areas. 2 fireplaces: one gas and one electric. 3 car garage 29.8x25.7. Huge sun porch on the back 36.2x11.8. Enjoy so much b