184 properties for sale in Spencer city, Clay County Iowa

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

This charming 1½-story bungalow, built in 1900, is a solid, well-maintained home full of character and potential. Situated on a generous property that includes an extra lot, it offers added flexibility for future expansion, additional parking, or other possibilities, with the curb already in place for a driveway approach. The home features 2+ bedrooms, 1½ bathrooms, a welcoming 3-season room, and a detached 2-car garage. A full bathroom is located in the basement, although the fixtures were not replaced following the 2024 flood, providing an opportunity for the new owner to finish the space to their liking. As a result of the flood, the furnace, water heater, washer, and dryer have all been replaced with new units. Additional updates include a roof that was re-shingled in 2019, an updated breaker panel, and a Thrasher's sump pump system that was installed just before the 2024 flood event. With its aluminum siding, sturdy construction, and reputation as a'solid old house, this propert

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout creates a warm & inclusive atmosphere, perfect for entertaining friends & family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking & storage. Don't miss the opportunity to make this house your dream home. Schedule a showi

Completely Renovated & Beautifully Finished â Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 floodâEverything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning second full bath, creating a private primary ensuite and convenient main-floor laundry. Enjoy the inviting three-season sunroom, perfect for relaxing or entertaining. Additional features include a new central air system, heat pump & a spacious two-car attached garage. The property also features a 12' x 16' shed for extra storage or a workshop. Located in a nice, established neighborhood, this home is move-in ready and tastefully finished throughout

When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a custom area rug. The kitchen features a walk thru floor plan and includes newer stainless steel appliances. Into the living room you will be graced with the perfect sitting area to enjoy the evening sunsets. Add in 2 main floor bedrooms and an updated bath with a tile walk in shower and all the boxes begin to be checked. In addition you will find a sitting room perfect for reading or relaxing or perhaps just one more step will lead you to your elevated garage experience. This heated garage is complimented with a professional Redge James installed floor coating to make it stand above the ordinary

Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space feel new. The main floor offers two bedrooms, a full bath, and a functional layout that balances comfort and convenience. Upstairs, two additional bedrooms and a potential office provide flexibility. The lower level mirrors the homeâs full footprint and includes a quarter bath, offering room to grow into a future family room, gym, or rec space. With over 1,200 square feet of finished living area above grade and an equal amount of potential below, this move-in-ready home delivers everyday ease with a fresh, modern touch right here in Spencer. New in 2024. Furnace, A/C, Breaker Box. New in 2025. P

Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the street from the beautiful Little Sioux River. Enjoy a tranquil life at home without leaving the amenities of in-town living

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout creates a warm & inclusive atmosphere, perfect for entertaining friends & family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking & storage. Don't miss the opportunity to make this house your dream home. Schedule a showi

Bring Your Vision & Build Equity! Looking for a classic 2-story home with a solid foundation? This 5-bedroom, 2-bathroom house is the perfect project for those ready to roll up their sleeves. The home is a blank slate in need of new flooring and some creative TLC, offering a prime opportunity to customize every finish to your exact taste while building immediate sweat equity. The interior boasts charming original details, including a winding staircase and classic hardwoods, all set within an incredibly functional layout. With a partially finished basement and ample square footage, the possibilities for transformation are endless. Outside, the property features a backyard deck, a fully fenced yard, and a detached two-stall garage. If youâve been searching for a solid home that rewards your efforts and creative touch, this is the one!

Welcome to easy, modern living in Birchwood Estates! This 2024 model 2 bedroom, 2 bath mobile home offers a fresh, open layout. The bright, spacious kitchen features stainless steel appliances, abundant cabinetry, and a seamless flow into the main living area. Outside, you'll appreciate the brand new deck and steps, along with a convenient storage shed for extra space. This home also includes new gutters and upgraded skirting with R-17 insulation and steel on both sides, adding durability and efficiency year round. Move-in ready and packed with modern features, this home is a fantastic opportunity to enjoy low-maintenance living in a great community

Welcome home to this absolutely cute and move-in-ready 3 bedroom, 1 bath house situated on a desirable corner lot in Spencer! This charming property offers peace of mind with extensive updates, making it practically brand new from the outside in. The basement features 2 new egress windows, a new durable epoxy floor, and plumbing for a future second bathroom. Enjoy maintenance-free living with a new roof, new LP Smart siding, new windows, new gutters and a new air conditioner. You will also appreciate the oversized attached garage with plenty of space for vehicles and storage. Spend your summers relaxing on the new deck or enjoying the space in the fully fenced-in yard. Don't miss this fantastic opportunity for first-time buyers or anyone looking for a low-maintenance home in a great location

Quality and Character at 202 E 4th Street! The entry greets you with warm wood details, beautiful fireplace and a home that offers period correct updates. This inside space marries enduring quality and authentic craftsmanship! Ready for a move-in ready home that has the potential of a 4th bedroom? Oh, and there is a Bonus workshop behind the two car garage. A comfortable place to call your own!

Classic 1950's ranch with original hardwood floors. Whether you're a first-time homebuyer, a DIY enthusiast, or looking to downsize without losing garage and storage space, this home is a fit! Spread out and enjoy room on this spacious corner lot with space for everything. The basement rec room is ready for your design ideas to make it shine. Vinyl siding and vinyl windows already installed for a low maintenance exterior

Warm and welcoming, this well-maintained 3-bedroom home offers comfort along with thoughtful updates that provide long-term peace of mind. The main floor features three bedrooms and a full bathroom with heated tile flooring for added comfort. A spacious family room addition creates an inviting place to relax or entertain, offering plenty of room for gatherings. The lower level has the potential for 2 additional rooms or a large workshop area as well as a spacious rec room. It has been professionally flood-mitigated and extensively updated, including a new furnace, water heater, air exchanger, electrical, and HVAC ductwork. It currently includes a shower stall with sink and toilet stubbed in, along with a kitchenette stub-inâproviding excellent potential for additional living space or the option of a separate suite. The property is complete with an oversized 22 Ã 34 two-stall garage, offering ample room for vehicles, storage, or workshop space

Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows and wood floors create a warm, inviting feel. The bedrooms feature original hardwood floors, giving each space a sense of authenticity and style thatâs hard to find in newer builds. An enclosed front porch adds a bonus area for morning coffee or relaxed evenings, while the attached two-stall garage keeps life convenient year-round. The lower level includes an additional shower and offers potential to finish for extra living space or even an additional bathroom, giving flexibility to grow as your needs change. Set on a generous lot with mature trees, this property offers a comfortable lifestyle i

This completely renovated 5 bed, 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction, this home offers 1,647 finished sq ft, close proximity to downtown Spencer, and quality craftsmanship throughout. From the moment you arrive, youâll appreciate the fresh curb appeal featuring new siding, gutters, upgraded windows and doors, and fresh landscaping. Inside, the home has been extensively updated with new subfloors and interior walls, giving it a new construction feel. The main floor features a large living area with plenty of natural light, custom built-ins, and a spacious kitchen and dining area for entertaining. Just off the kitchen is a large mudroom with ample storage and convenient access to your laundry and covered patio. Completing the main level is a spacious flex roomâto use as your primary bedroom, an office, or however you see fitâas well as a full bath. Heading upstairs provides mor

This super-CUTE, well-LOVED 2 bedroom HOME is full of charm & optimized use of space! Situated on a desirable corner lot with LARGE side yard (like another lot FREE) provides room to expand, garden, garage, or simply enjoy. Featuring brand new central air, newer windows, plumbing updates in bath, durable metal siding, AND A DRY BASEMENT! WELCOME inside, youâll find a comfortable layout with a cozy recreation room / family / or game room in the basement, along with laundry, storage, and / or two additional rooms offering potential for expansion, hobbies, or a home office (whatever YOU WISH). Detached garage for added convenience. Whether youâre looking for a starter, investment, or a place with room to grow, this property offers YOU value and options. Affordable, efficient, and full of potential

Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and parking. A must-see for anyone looking for both style and function!

I Did It My Way'. Handyman Special. Property is in the midst of a remodel waiting for the right Handyman / Handywoman to finish the job. One bedroom, one bath, fenced yard

Stately Traditional Brick Home with two gas fireplaces. This home offers the finished space you've been searching for and quality craftsmanship for durability. Enjoy 5 generous bedrooms, 3 1/2 bathrooms, main floor laundry and an oversized heated 2 1/2 car garage for a workshop or the extra toys. Enjoy lots of natural light with all the windows and plenty of view from the corner lot