980 properties for sale in Lake Monticello

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted

This home is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank

Price improvement! Come and see! Brand new floors throughout; wall to wall. Brand new refrigerator as well! Bright & Cozy 3 Bedroom, 2 full bath, One-Level Home, on a quiet street in Lake Monticello: a private, gated residential and country club community, featuring a 352 acre lake fed by natural springs and a tributary of the Rivanna River. The community offers five beaches, a full-service marina, a pool complex, tennis and pickleball courts, and a semi-private golf course. Discover easy living in this move-in ready 3BR/2BA ranch on a quiet, tree-lined street inside Lake Monticello’s sought-after gated community. Enjoy sun-filled rooms, large eat-in kitchen, an open, functional layout, and a large back deck perfect for relaxing or entertaining. The yard is beautifully landscaped with mature shade trees, plus an updated front porch, large back deck with ramp, and recent power wash. A large storage shed adds convenience. Close to beaches, golf, and all of Lake Monticello’s amenities! Br

Experience exceptional lakefront living at 7 Bolling Circle, with nearly 100 feet of waterfront sets the stage for a truly remarkable home. This move-in ready home offers 5 bedrooms, 4 full baths, and approx 4,800 finished square feet designed for both everyday comfort and effortless entertaining. Inside, you will find expansive living and gathering spaces filled with natural lights, complemented by a gourmet kitchen featuring granite countertops, perfect for hosting family and friends. Multiple flex spaces include to dedicated home offices, ideal for today's work-from-home lifestyle, as well as a private wine cellar for the wine enthusiast. The home is thoughtfully equipped with an elevator for convenient access to all levels, along with a walk-out lower level. Enjoy peaceful mornings and relaxing evenings from the screened porch overlooking the water or head down to your private dock for boating and lakeside enjoyment. Additional highlights include a spacious two-car garage, a worksh

Ask about our Seller’s Paid 1% buy down! First-floor owner’s suite + finished basement + fenced backyard + motivated seller! If you’ve been waiting for a home that offers space, flexibility, and move-in-ready updates, take another look at 1 Tallwood Trail. Fresh interior paint and new flooring give this home a clean, refreshed feel from the moment you walk in. The main level features a desirable first-floor owner’s suite, while the spacious floor plan provides plenty of room for everyday living and entertaining. Downstairs, the finished basement with a full bathroom adds even more usable space—ideal for a recreation room, guests, home office, gym, or additional living area. Outside, enjoy a fully fenced backyard, desirable corner lot, and the convenience of a two-car garage. With approximately 2,800 finished square feet, this home offers an impressive amount of space and versatility. Freshly updated, move-in ready, and offering room to grow—1 Tallwood deserves a second look. Schedule y

Custom built ranch walkable to Beach 3! Awesome upgrades: 8' ceilings Spacious eat-in kitchen & formal dining room. Paved driveway, rear deck, 1 car garage w/storage. Landscaped lot

New price? 315,000! *. Spacious 3-bedroom, 3-bath ranch with a finished basement, large side-load garage and fenced backyard on over half an acre in Lake Monticello. The main level offers comfortable one-level living with a gas fireplace, while the finished lower level provides flexible space for a family room, recreation area, home office, guests or hobbies. Step outside to the large back deck overlooking the fenced backyard and peaceful wooded setting? Perfect for relaxing or entertaining. Recent updates include a new stove and dryer in 2025, dishwasher in 2024, plus recent power washing and yard cleanup. Conveniently located near Lafayette Park and Lake Monticello amenities with easy access to Charlottesville. *A lot of space and versatility at a great new price? Come take another look! *, Formica Counter, Wood Cabinets, Fireplace in Living Room

Move-in ready, one-level living in Lake Monticello! This 3-bedroom, 2-bath home offers 1,440 square feet on a single level, and the big-ticket updates are already done, so you can unpack and start enjoying lake life from day one. The exterior has been refreshed with new vinyl siding and new gutters with leaf guards. The HVAC system was replaced in 2024 and the water heater in 2022, so the costly projects buyers usually budget for are already taken care of. Step outside to the brand-new Trex deck, a low-maintenance spot for morning coffee, grilling, or relaxing in the evening. Life in this gated community comes with 24/7 gated security and access to a 350-acre lake, five sandy beaches, a marina, an 18-hole golf course, a pool, tennis and basketball courts, playgrounds, and clubhouses

One-level Lake living under $300K! Buy with confidence. This home comes with a pre-listing home inspection and a one-year home warranty included! Location, location, location! Enjoy one-level living in this inviting 3-bedroom, 2-bath home ideally situated near many of Lake Monticello’s most popular amenities. Walk to the Main Beach, playgrounds, tennis, pickleball and basketball courts, and the Main Clubhouse—putting recreation and lake living practically at your doorstep. Inside, the comfortable one-level floor plan makes everyday living easy. An attached garage provides convenience, while a large storage shed offers plenty of additional space for tools, lake gear, and outdoor equipment. Step outside to the screened porch, a peaceful spot to enjoy your morning coffee, unwind at the end of the day, or simply take in the sights and sounds of nature. With its desirable location, one-level living, great storage, and easy access to Lake Monticello amenities, this home offers the relaxed li

Charming Ranch with a Finished Walkout Basement in the amenity-rich Lake Monticello community! Tucked among mature trees on a private lot, this 4-Bedroom, 3-Bath home welcomes you with a Wide Front Porch and offers flexible living space with peaceful wooded views. The light-filled Living Room features a Vaulted Ceiling, Skylight, and Painted Brick Fireplace, flowing into the Dining Area and Updated Kitchen with White Cabinetry, Stone Countertops, Subway Tile Backsplash, and Stainless Steel Appliances. The Main-Level Primary Suite includes a Private Bathroom and access to the Expansive Rear Deck, while two additional Bedrooms share a Full Bathroom. Downstairs, the Finished Walkout Basement adds a spacious Fireside Family Room, Fourth Bedroom, Full Bathroom, Laundry, storage, and access to the Covered Patio. Major updates include a New Roof in 2020, plus New HVAC, Washer, Dryer, and Kitchen Appliances in 2023. Enjoy resort-style lake living with Sandy Beaches, Marina and Boat Launch, Com

We both know you were hoping to spend your summer on the beaches of Lake Monticello. And here is your chance! This stunner is yours for the taking. As soon as you walk in into the foyer, you'll feel right at home! On the main level, you'll find an eat-in, galley style kitchen, complete with granite counter tops and stainless steel appliances. A semi-open concept living room, formal dining room, half bath, and laundry/utility room too. Upstairs, you'll find an EXPANSIVE primary bedroom with en-suite and walk-in closet, two additional bedrooms and another full bathroom, AND the seller is giving a $3,000 credit for new flooring! To top it off, the backyard is completely fenced for the dogs, and kids alike! Literally, the WHOLE family will love this home, and all the amenities that come with living at the lake!

Broker Open House, Friday, 9/25, from 9am-11am Have you always dreamed of living right on the golf course? Look no further! This beautiful home offers an exceptional golf-course setting, perfectly positioned on the 8th tee with stunning views of the fairway from the oversize bay window in the spacious great room. But this is just the beginning. Designed for comfortable main-level living, the home features a thoughtfully laid-out floor plan with the primary suite conveniently located just off the kitchen and sun-room. Two additional bedrooms and a full bath are situated on the opposite end of the main level, offering plenty of space and privacy for family or guests. The finished basement expands the possibilities even further, featuring two additional bedrooms, a bonus room, an office or workshop, and a large unfinished storage area. This area could easily be used for an in-law suite. Step directly from the basement onto the golf course, or head outside to relax around the fire pit and

New Price! The most affordable water front home in the area at this time. Receive a 2006 Triumph boat with a 170 dual console and Yamaha four stroke 75 HP engine and trailer with an acceptable offer. Custom built waterfront retreat in Lake Monticello. This contemporary style home with modern updates offers 77 feet of water frontage, private dock, and two decks and sunroom overlooking the water. This home is located in a cove that opens up to the main body of the lake and is within a couple blocks of the Main Beach and the clubhouse. The well-equipped kitchen showcases top-of-the-line Maytag appliances, stylish 42' Kraftmaid cabinets, and elegant Granite counter tops brightened by translucent glass backsplash tiles. The Living room and Dining room boast Hardwood floors and lofty ceilings that along with the passive lighting create an open, and light-filled atmosphere. The three sided fireplace enhance these areas. The full finished basement features a spacious rec/office room with large

Smoke free, pet free home. Discover the charm of this inviting home tucked away in sought after Lake Monticello Community. A welcoming covered country front porch sets the tone for relaxed living and sweet tea sipping while enjoying this peaceful setting. 4bed/3 bath, full finished walk-out basement (perfect in-law suite) 2 car garage Ranch. Minutes to Charlottesville. This home offers the character, space and features buyers are looking for. Enjoy a Cabinet lined EIK, vaulted ceilings, hardwood floors. The 2 Fireplaces. Add warmth for those chilly fall nights. New carpets to be installed in 3bed on main floor. 1st floor Primary Suite. The Walk out Finished basement offers a family/rec room with Fireplace and additional bathroom. This home is ready for its next chapter. Lake Monticello offers a'STAYCATION FEEL' with a community pool, 5 beaches, golf course and a list of additional amenities all while being just minutes from Charlottesville. If you have been looking for a home with char

Custom built ranch walkable to Beach 3! Awesome upgrades: 8' ceilings Spacious eat-in kitchen & formal dining room. Paved driveway, rear deck, 1 car garage w/storage. Landscaped lot

Owner Financing Available as an option! Built in 2023, this fabulous, like-new home in Village Oaks is completely move-in ready for new owners. Enjoy the ease of one-level living PLUS the convenience of a FINISHED walk-out basement leading to a large patio. The basement includes an additional bedroom, full bathroom, a wet bar, and multiple open entertainment areas perfect for additional living space and entertaining family and friends! The basement also has two large storage areas. The main level has an open floor plan, featuring a gourmet kitchen with soft light-gray cabinets, granite countertops, a huge island, and pantry. Kitchen is open to the living room and dining room area and directly off the dining room is a back covered porch with views of the retention pond and private wood area (retention pond will be fenced in by the HOA). The spacious bedrooms upstairs all include ceiling fan and lots of storage space. Dedicated laundry room with tub and washer and dryer on main level. Ta

The upgrades to this extremely well located home in the gated community of Lake Monticello should catch your attention when looking for the perfect place to call home! Roof & heat pump were replaced in 2020. No need to worry about the plumbing system either as the Qwest was replaced w/ PEX in 2021! The backyard became an even better outdoor space in 2021 w/ the construction of the Trex deck! Woven wire backyard fence is less than a year old, too. Granite counters & stainless appliances provide a modern feel to this salt box style home. The side entry, 2-car garage offers a highly desirable yet not-so-common feature when compared to so many homes at the lake. A separate kitchen pantry is another feature that helps this home standout! Ample storage also exists here when looking at the number & size of closets not associated w/ an actual bedroom. Lafayette Park is right around the corner & provides so many activities. Playground, tennis, pickleball, & basketball. It is such a short drive

Experience lakeside living at its finest in this well maintained, one-owner waterfront home, perfectly situated on a quiet cul-de-sac. Thoughtfully designed with quality finishes throughout, the home features an open, light-filled floor plan, beautiful hardwood flooring, and a spacious great room centered around an inviting fireplace. The kitchen is ideal for both everyday living and entertaining, offering granite countertops, solid oak cabinetry, generous workspace, and ample storage. Step outside to enjoy tranquil lake views from the screened-in porch, expansive deck, or lower-level patio. The finished walk-out lower level provides additional living and entertaining space, complete with a wet bar and direct access to a private dock with electricity. Spend your days boating, fishing, or simply relaxing along the water. Additional features include a radon mitigation system and a newer HVAC system installed in 2021. This exceptional property seamlessly combines waterfront beauty, qualit

Welcome to this spacious split-level home offering plenty of room for living, entertaining, and storage. With a versatile design and tons of space throughout, this home provides endless possibilities for a home office, recreation space, a gym, or additional storage. A major highlight is the basement garage, providing convenient indoor parking and valuable extra space for vehicles, hobbies, tools, or equipment. Come see all the space and potential this split-level home has to offer!

Join us.open house sunday november 1st from 2pm-4pm. Custom-built by Taylor Lyn Homes, this gorgeous home offers exceptional one-level living with thoughtful details throughout! A welcoming tiled foyer opens to soaring 9' ceilings, hardwood floors, oversized trim, transoms, vaulted ceilings and skylights. The spacious living room features a wall of windows, beautiful stone detailing at the fireplace, while the formal dining room with large windows is perfect for entertaining. The beautifully appointed kitchen offers granite counters, abundant cabinetry, island, breakfast bar, veggie sink, wine rack and pull-outs in the pantry perfect for storage. A private split-bedroom design features a lovely primary suite with tray ceiling, two walk-in closets, double vanities and a stepless tiled shower with rain showerhead and grab bars. Generous guest bedrooms plus a bonus room with private full bath and mini split provide flexible living space. Walk-in storage too. Enjoy the outdoors from the la

What a wonderful place to call home! Whether you are a first-time buyer or a downsizer, this home offers you that affordable opportunity! As you walk in the door, you will be impressed by the living room with the gas log fireplace and vaulted ceiling. The split bedroom design offers privacy and convenience. The large Primary bedroom features a walk-in closet and attached bath. The dining area between the living room and kitchen is spacious and allows ample space for family and friends. You will be impressed by the granite kitchen counters, ample cabinet space and gas stovetop. The laundry is tucked away next to the kitchen. Across the living room are two more nice sized bedrooms separated by a full bath. Outside, the level lot features a paved driveway and 14X10 shed for additional storage. Convenient to Lafayette Park with basketball and tennis courts and an all-inclusive playground. Granite Counter, Wood Cabinets, Fireplace in Great Room

Come check out this wonderfully cared for rancher in Lake Monticello. This home offers three bedrooms and two full baths. One level living. Vaulted ceilings. Two Skylights 2010. A brick fireplace with a woodstove insert. New Roof 2012. New HVAC 2016. New gutters. Exterior recently stained. New Refrigerator. Fireplace in Family Room

Welcome to ever-popular and amenity rich Lake Monticello! Just a short walk from Beach 3, 45 Amethyst offers the serenity and comfort you've been hoping to find at the lake. From the expansive front porch to the oversized garage, the first impression will stay with you. The main level offers a wonderful living area with wood burning fireplace, a formal dining area, half bath and kitchen with bar seating at the peninsula and fantastic flex area that leads outside to a Trex deck ready for entertaining and gathering overlooking nature and wildlife. You'll also love the real wood trim on the doorways and windows. Upstairs you'll find two generous secondary bedrooms that each have their own walk-in closet along with a full bath and large primary bedroom with walk-in closet and en suite bathroom. The walk-out, unfinished basement is a blank slate with lots of potential equitable possibilities. All Quest plumbing has been replaced and also has a new main water line to the road! Don't let this

Experience lakeside living at its finest in this well maintained, one-owner waterfront home, perfectly situated on a quiet cul-de-sac. Thoughtfully designed with quality finishes throughout, the home features an open, light-filled floor plan, beautiful hardwood flooring, and a spacious great room centered around an inviting fireplace. The kitchen is ideal for both everyday living and entertaining, offering granite countertops, solid oak cabinetry, generous workspace, and ample storage. Step outside to enjoy tranquil lake views from the screened-in porch, expansive deck, or lower-level patio. The finished walk-out lower level provides additional living and entertaining space, complete with a wet bar and direct access to a private dock with electricity. Spend your days boating, fishing, or simply relaxing along the water. Additional features include a radon mitigation system and a newer HVAC system installed in 2021. This exceptional property seamlessly combines waterfront beauty, qualit

Versatile single-level living in lake monticello with multiple living spaces! This freshly painted home on a nice corner lot offers a unique opportunity for extended family, house hacking, investors, or anyone seeking flexible living arrangements. The main home features a spacious living room, large eat-in kitchen, three bedrooms, and two full baths. An attached apartment offers a separate entrance, driveway/parking, living room, eat-in kitchen, bedroom, full bath, and office, providing excellent potential for guests, in-laws, rental income, or a private workspace. Enjoy the convenience of single-level living along with all the amenities Lake Monticello has to offer, including beaches, pools, golf, tennis, pickleball, playgrounds, walking trails, and more. A unique property with plenty of flexibility in a sought-after lake community!,Formica Counter, White Cabinets, Fireplace in Living Room

A lot of house for the price in lake monticello! This spacious 4-bedroom, 3-bath ranch offers 2,592 finished square feet, main-level living and a full finished basement? Giving you room to spread out, work from home, entertain or accommodate guests. The lower level adds valuable flexible living space with room for a family room, recreation area or home office, plus an area with potential for a future kitchen or kitchenette. Recent improvements include a NEW water heater in 2026, HVAC approximately 5 years old and recently replaced deck stairs. Bring your ideas and make this home your own? The price reflects anticipated cosmetic updates and creates an opportunity to add your personal style over time. Located in the sought-after Lake Monticello community with access to beaches, boating, fishing, golf, tennis, parks and more, plus convenient access to Charlottesville, shopping, dining and healthcare. If you? Ve been looking for SPACE, FLEXIBILITY and VALUE in Lake Monticello, 54 Woodlawn

Priced under $400K! Buy with confidence. This home comes with a pre-listing home inspection and a one-year home warranty included! Modern Farmhouse-style home on a corner lot in Lake Monticello, just a quick walk to Beach 4! This spacious two-story home offers 3 BR 2 Full baths, flexible living spaces, and wonderful areas for entertaining. Step from the welcoming front porch into the light-filled great room featuring skylights, vaulted ceiling, and cozy wood-burning stove. The updated galley kitchen shines with granite countertops, newer flooring, upgraded appliances, and breakfast bar. Step outside to the expansive deck, perfect for relaxing, dining, and entertaining. A main-level bedroom and full bath provide flexibility for guests, while an additional flex room is ideal for an office, studio, or workout space. Upstairs, the spacious primary suite features an impressive walk-in closet and private bath. A versatile loft, third bedroom/flex space, and dedicated laundry room complete th

Lake Monticello under $300 Buy with confidence—a pre-listing home inspection has already been completed, and a one-year home warranty is included at no cost to the buyer! Bright, welcoming, and truly move-in ready, this 3-bedroom, 2-bath ranch makes one-level living easy. An attached garage, open floor plan, and spacious bonus family room give you the perfect combination of comfort and flexibility. Inside, you’ll find LVP flooring throughout the main living areas and baths, newer bedroom carpet, and plenty of natural light. The updated kitchen stands out with crisp white cabinetry, granite countertops, a convenient coffee/wine bar, and generous pantry storage. Surrounded by peaceful wooded views, the bonus family room features an electric fireplace and creates a cozy retreat for relaxing or entertaining. Step outside to a low-maintenance yard with a private wooded backdrop. A BRAND-NEW ROOF, encapsulated crawlspace, and additional storage above the garage add even more value to this we

Welcome to this charming Cape Cod in the Shadwell section of Lake Monticello! Set on a 0.29-acre lot, this 3-bedroom, 2-bath home offers 1,359 finished sq ft with a functional floor plan suited to full-time living, a weekend retreat, or an investment property. Features include hardwood and vinyl flooring, a fireplace, an efficient heat pump, and public water and sewer. Outside, a spacious rear deck and a storage shed provide room for entertaining, gardening, or simply relaxing. High-speed internet is available, and the home is close to Lake Monticello amenities with easy access to Charlottesville, Zion Crossroads, shopping, and dining. Located in one of Fluvanna County? S most popular lake communities, this home offers great value. Schedule your private showing today!